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Optional Added Service !!

Hajj by Proxy

A strategic alliance with TH Travel & Services Sdn. Bhd.

At HLTM Takaful, we provide Hajj by Proxy service in appointing someone
to perform Hajj on behalf of the deceased or the unfit person in the event
of Death or Total Permanent Disability.

This is a voluntary and to enroll member needs to fill up the Hajj by Proxy
Application Form. A sum of RM 2,500.00 shall be deducted from the
death or TPD benefit payable to TH Travel & Services Sdn. Bhd for their
services.